What Is a Construction Loan?
A construction loan is a short-term financing solution that provides the capital needed to build a new property from the ground up. Unlike traditional mortgages, construction loans are disbursed in stages as the project progresses, ensuring funds are available at each phase of development. JH Apex Capital connects you with private lenders who specialize in ground-up construction financing.
Why Choose JH Apex Capital for Construction Loans?
We provide structured funding designed for builders and developers who need flexibility, speed, and reliability throughout the entire project lifecycle.
Draw-Based Funding
Receive funds in stages as your project hits milestones, keeping your build on track.
Experienced Lending Partners
We connect you with lenders who understand ground-up construction and its unique challenges.
Flexible Draw Schedules
Customize your draw schedule to match your construction timeline and budget.
Construction Loan Terms
Flexible draw schedules, competitive rates, and funding structures tailored to your project timeline and scope.
Loan Amounts
$150K – $10M+
Term Length
12 – 24 Months
Interest Rates
Starting at 10.5%
LTV
Up to 75% of Completed Value
Draw Schedule
Milestone-Based
Property Types
Residential, Commercial, Mixed-Use
From Blueprint to Build
01
Submit Your Plans
Share your construction plans, budget, and project timeline.
02
Get Approved
We match you with lenders who specialize in your project type.
03
Break Ground
Start building with draw-based funding at each milestone.
04
Complete & Profit
Finish your build, sell or refinance, and realize your returns.
“JH Apex Capital helped me secure a $1.2M construction loan for a 4-unit residential build. Their draw-based funding kept the project moving without delays. I couldn’t have done it without them.”
